Our Programs
Loan Products for Every Strategy
Every product is built around the way real estate investors actually work — fast, flexible, and deal-focused.
Fix & Flip
Short-term purchase and rehab financing for residential investment properties.
Up to $5M
1–4 unit residential
- Up to 90% LTC / 75% ARV
- 6–18 month terms
- Interest-only payments
- No income verification
- Close in 5–7 business days
- Draw-based rehab funding
- First-time investors welcome
- Minimum 600 FICO
DSCR Rental Loan
Long-term financing for rental properties based on rental income, not personal income.
Up to $5M
1–8 unit residential
- DSCR as low as 0.75
- 30-year fixed available
- No personal income required
- Short-term rentals eligible
- Cash-out refinance available
- Portfolio loans available
- Minimum 600 FICO
Bridge Loan
Short-term financing to bridge the gap between acquiring and stabilizing a property.
Up to $10M
Residential & commercial
- Close in days, not weeks
- Up to 75% LTV
- Interest-only structure
- No prepayment penalty on early payoff
- Minimum 600 FICO
New Construction
Ground-up construction financing with draw schedules for builders and developers.
Up to $10M
SFR & multifamily
- Land + construction in one loan
- Draw schedule aligned to milestones
- Up to 85% LTC
- Spec and custom builds eligible
- Work with new New investors with no experience
Multi-Family
Financing for 5+ unit apartment buildings and mixed-use properties.
Up to $20M
5+ units
- 5–20+ unit buildings
- Value-add and stabilized
- Bridge to perm available
- NOI-based underwriting
- Minimum 600 FICO
Short-Term Rental
DSCR-style loans sized to Airbnb and VRBO rental income for vacation investment properties.
Up to $3M
1–4 unit STR
- Airbnb & VRBO income accepted
- No personal income required
- 30-year terms available
- Cash-out refinance eligible
- Minimum 600 FICO
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